Medium-term notes
Maximum security– greater return
Would you like to invest your savings with fixed terms of 2 to 10 years and generate a greater return than with a savings account? In this case, you decide if medium-term notes are the right investment product for you.
The information presented here contains sales promotion for financial products.
We guarantee the interest rate
During the entire period of the investment, you receive the same fixed interest rate. You know thus already in advance how much you can expect to gain from the investment.
You choose the amount
Medium-term notes are suitable for all investors as they are available starting from as little as CHF 20,000.
Comparing is worth it
Compare the interest rates provided by various banks. Because it concerns your money − and your return. Bonus.ch. The comparison is done by an independent third party.
Your benefits at a glance
- Guaranteed return – the interest rate is fixed for the entire term
- Amount invested starting from CHF 20,000, or in multiples of CHF 1,000
- Terms between 2 and 10 years
- Annual interest payment
- No deposit fees
Cembra Money Bank AG as the issuer of medium term notes is rated «A-» from Standard & Poor’s.
Current interest rates
| Term | Interest rate p.a.* |
| 10 years | 2.00% |
| 9 years | 1.80% |
| 8 years | 1.75% |
| 7 years | 1.70% |
| 6 years | 1.65% |
| 5 years | 1.60% |
| 4 years | 1.60% |
| 3 years | 1.60% |
| 2 years | 1.60% |
Information for the investor protection and the Swiss Financial Services Act (FinSA)
*This interest rate is valid for amounts of up to CHF 1,000,000 (higher amounts upon request).